Draw whenever you want, pay only for what you use.

In today's fast-paced business environment, there are many demands for small construction businesses. Concerns with starting new projects, purchasing new equipment or materials and the constant requirement to cover payroll. Milestone and progress payments can cause enormous cash flow headaches and financial dilemmas. How are contractors supposed to pay their workers, fix their equipment, or finance their next project when their funds are tied up in receivables? The answer is a fast and flexible line of credit that allows your construction business to meet immediate working capital needs as they arise.

Get the security of a true revolving line of credit.

  • Application process requires relatively little paperwork and a simple application to start.

  • The underwriting and approval process are designed to provide business owners quick answers.

  • Once approved, business owners have their funds in as little as 24 hours. 

  • Draw funds from your computer whenever your business needs an influx of capital.

  • Funding amounts up to $250,000 (unsecured) and $1,000.000 (secured).

  • Available credit replenishes as you pay.

  • Less stringent credit requirements than a bank.

How it helps your business

Revolving credit is a flexible method of borrowing money for your business. Instead of borrowing a fixed amount of money all at once, revolving credit allows your construction business to borrow working capital in increments that you need, up to a pre-approved limit. You make payments on a regular, predetermined schedule, and you can borrow or use more as your principal is paid down.

Securing a line of credit is an important way for small contractors to keep operations going smoothly with the ups and downs of revenue, seasonal changes and occasional cash flow shortages. Securing a revolving line of credit can enable your construction business to pursue opportunities quickly, even when you don’t have funds available to invest.

As long as you make your minimum payments and avoid taking on too much debt for your business to handle, a revolving credit line can be an effective cash flow management tool for your contracting business.


This type of financing is also a good option to offset fluctuations in working capital when your expenses stay constant. Most of our clients use the additional working capital to cover payroll, hire employees, pay subcontractors, purchase equipment, start new projects, and offset seasonal lapses in cash flow. If you know you will need funds soon but you are not sure exactly how much you will need or when, revolving credit can give your business that financial cushion that is so important to be successful in the construction industry.

Create a custom financing solution for your business  

Capital for Contractors

Financial Solutions for the Construction Industry

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